Job Description
· Build scorecards using ML algorithms (e.g. Random Forest, Gradient Boosting, XGBoost, Deep Learning) related to Credit Risk, Fraud Risk, Chance of Approval, Portfolio Management, etc. |
· Closely coordinate with other functions such as Product, Technology and Risk and align on business and technical needs |
· Identify optimization / automation opportunities in model development process such as Documentation, Turnaround Time (TAT), etc. |
· Liaise with Data and Systems teams to deploy ML solutions quickly and accurately |
· Analyze credit reports, financial statements for underwriting assessments. |
· Manage credit functions while deploying Credit Risk policies and risk Strategies for credit |
· Participate in strategic initiatives for monitoring legal and technical reports for credit recommendations |
Requirements
· Bachelors or any other educational qualification in disciplines such as Computer Science, Statistics, Economics, Mathematics, Business Administration, etc. |
· Domain expertise in Risk Management and / or Credit Risk domain is must |
· 5+ years of working experience in data analytics, e.g. Data Processing, Model Development / Validation, Scorecard Implementation and / or Strategy formulation |
· At least 3+ years of hands-on experience of model development using tools such as R, Python, SAS, SQL, etc. |
· Strong analytical and logical skills with emphasis on relating ML insights with business intuition |
· Ability to take project ownership and innovate as and when required |
· Domain expertise in Risk Management and / or Credit Lending domain is preferred |
Any Graduate