Responsible for strategies pertaining to acquisition and ensuring portfolio hygiene for the cards portfolio.
Monitoring credit metrics, providing insights for portfolio trends, and executing various risk strategies.
Conduct comprehensive risk assessments, identifying potential risks and proposing mitigation strategies to safeguard the organization's financial health.
Stay abreast of industry trends, emerging risks to continuously improve and adapt the risk underwriting framework.
Fundamental knowledge in Commercial/Corporate Finance and financial analysis.
Strong analytical skills, with the ability to interpret complex data sets and draw meaningful conclusions.
Fundamental knowledge of regulatory requirements related to risk management in the financial industry.
Excellent communication and interpersonal skills for effective collaboration with various stakeholders.
Demonstrated ability to lead initiatives, make strategic decisions, and implement changes in response to evolving risk landscapes.
Professional certifications such as CFA or FRM (Financial Risk Manager) or similar is a plus.
Strong programming skills (SQL as a minimum) required for data extraction and analysis.
Knowledge of Hive, Python, PySpark, SQL encompassing data manipulation and statistical modeling/data-mining techniques