Digital Solutions Architect

Key Responsibilities:

• Design end-to-end solution architectures for digital and mobile banking platforms (online banking, mobile apps, P2P payments, digital onboarding)
• Align solution design with business strategy, regulatory requirements, and enterprise architecture standards
• Partner with product teams to evaluate functional and technical requirements and translate them into high-level designs
• Lead vendor solution assessments and make build vs. buy recommendations
• Define integration patterns across mobile apps, core banking, CRM, and third-party fintech APIs (e.g., RTP, FedNow, Zelle, card networks)
• Ensure architectural governance, documentation, and traceability from concept to implementation
• Support cloud readiness, DevSecOps practices, and security by design for mobile banking solutions

Qualifications:

• 10+ years of IT experience with 5+ years in solution architecture focused on digital banking and mobile platforms
• Deep knowledge of retail banking products, mobile app architectures, and customer authentication flows
• Experience with technologies such as native iOS/Android, API gateways, microservices, middleware (MuleSoft, Apigee, etc.)
• Strong understanding of security, compliance (e.g., FFIEC, PCI), and fraud prevention in mobile banking
• Experience integrating with core banking systems (e.g., Jack Henry, FIS, Fiserv) and third-party fintech APIs
• Excellent communication and stakeholder management skills
• Bachelor’s or Master’s degree in Computer Science, Engineering, or related field

Preferred:

• Experience working in a regional or community bank environment
• Familiarity with FedNow, RTP, and embedded finance solutions
• Certification in TOGAF, AWS/Azure architecture, or similar frameworks